British health insurance companies

Four British medical insurance companies hold a 90 per cent market share in the UK: Bupa, Prudential, Aviva and Axa PPP, making them the largest providers.

The big four – the top private medical insurance providers

Formed in 1947, BUPA is actually two years older than the NHS. It is a vast company, which runs care homes, health centres, dental services, hospitals (including the Cromwell Hospital, London) as well as providing private medical insurance for UK residents and international patients wanting to come to the UK for treatment. Won Health Care Insurance Provider of the Year award 2013.

First offered private medical insurance to UK customers in 2004 and has expanded recently by acquiring Standard Life Healthcare (2010). The company has a strong financial services background and its current approach is to promote health and vitality – with vitality ambassador Jessica Ennis-Hill. Policy holders who get healthier over the term of their policy get some of their premiums back as a cash incentive.

Formerly Norwich Union, Aviva is the largest overall insurer in the UK, providing all manner of cover including private medical insurance. It has a 300-year-history and claims to have 34 million customers all over the world. The company offers a wide range of policies including international health insurance, diagnostics insurance, income protection as well as private medical insurance. These policies feature a hefty no claims discount (66% off your next premium if you don't claim in year 1).

Formed in 1940 to provide health insurance to well-off works in central London, AXA PPP has now become one of the largest providers of private medical insurance to UK customers. Named Best Healthcare Provider in 2013 by Your Money. Offers extras such as a massive online information resource, a fast track appointment service, a second opinion option and a 24-hour health support phone service.

Other major players in the sector include the Simply Health Group, General and Medical, WPA and Saga.

The company has been running its 'we can be bothered' campaign successfully for several years now and offers a wide range of products for medical insurance, including cash plans, dental plans and full private health insurance. Offers a no claims discount and different levels of excess.

Probably the largest independent medical insurer in the UK – General Medical focuses entirely on private medical insurance. Offers family cover for all children in the family but charges for only one. Over 500 hospitals and runs UK based call centres.

Does not participate in capped payout or fee assured schemes as the company stresses that the choice of doctor should be a clinical not a commercial one. Flexible policies incorporating shared responsibility.

Better known for providing holidays to older people, Saga Health Insurance specialises in private medical insurance aimed at customers who've celebrated their 50th birthday. Provides cover to people of any age (no upper age limit) and does not require a medical.

  • About Netdoctor
  • Commercial Opportunities
  • Disclaimer
  • Privacy Policy
  • Cookie Policy
  • Contact Us
  • Complaints
  • Site Map

The materials in this web site are in no way intended to replace the professional medical care, advice, diagnosis or treatment of a doctor. The web site does not have answers to all problems. Answers to specific problems may not apply to everyone. If you notice medical symptoms or feel ill, you should consult your doctor - for further information see our Terms and conditions .

NetDoctor is a publication of Hearst Magazines UK which is the trading name of The National Magazine Company Ltd, 72 Broadwick Street, London, W1F 9EP. Registered in England 112955. All rights reserved. NetDoctor, part of the Hearst UK wellbeing network. Copyright © 2017.

Don't miss out on the latest healthy living news and inspiration direct to your inbox.

To complete the sign up process,
please click on the link in the the email we just sent to .

Can't find the email? Please check your spam folder or

Related Posts

British insurance groups explained

Here, we look at motorcycle insurance groups that bikes are assigned to and what they mean for...

British insurance market cafe

There is an Information Desk in the Entrance Hall where staff can help you with questions abou...

British reserve insurance

VC FUNDING DEALS: Full access to 93,343+ Funding Deals, including break...

Britton insurance iowa

Shomo-Madsen Insurance, Tri-County Insurance and Woythaler Insurance Corp announced last week ...

Broad form products insurance

A business that delivers cargo, such as a trucking or shipping company, purchases an insurance...

Broadform insurance liability

Many business owners are familiar with the term public liability, but what about broadform lia...

Broadform public and products liability insurance

Many business owners are familiar with the term public liability, but what about broadform lia...

Broadgate equine insurance

Hull (Centre), North Humberside, Skidby, Eppleworth, Weel, Low Gardham, Elloughton, Riplingham...

Broadsure motor trade insurance

Schemes and Discounts from the Country's Leading Insurers Dedicated Account Han...

Broadway insurance services blackfalds

By Brian Herrick, Sgt. RCMP NCO i/c Blackfalds Integrated Traffic Services R...

Broadway plaza insurance agency lawrence

Inquire about being added to our curated list: EverQuote Pro AAA Insuranc...

Brock insurance agency hendersonville nc

YP - The Real Yellow Pages SM - helps you find the right local businesses to meet your specifi...