Broken mobile phone insurance claim

The other day I knocked my iphone off the side in my kitchen, the screen is now smashed and the lcd is broken too.

I have contents cover with direct line, with the accidental damage and business extras, however i did not choose the personal possessions extra. I do not have mobile phone insurance. I've looked at the policy documents online and its not exactly clear.

Will i be able to make a claim under accidental damage, as this happened in the home. S

The other day I knocked my iphone off the side in my kitchen, the screen is now smashed and the lcd is broken too.

I have contents cover with direct line, with the accidental damage and business extras, however i did not choose the personal possessions extra. I do not have mobile phone insurance. I've looked at the policy documents online and its not exactly clear.

Will i be able to make a claim under accidental damage, as this happened in the home. S

my policy is a similar type with L&G,my wifes phone got broken at home when something fell on screen.
i phoned insurance and it was covered under the accidental damage all they did was put me in touch with homeserve contents who took details of phone and the excess and then sent out a new phone.

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