Business overhead insurance

Westpac Business Overheads insurance could help protect your business if you become disabled due to sickness or injury by providing a monthly benefit, for up to 1 year, to help with cash flow and general expenses.

Business Overheads insurance is available through Westpac Protection Plans and pays a monthly benefit for up to 12 months to help cover specified day-to-day expenses (rent, utilities etc) of your business.

Cover is available up to $60,000 per month, however, we may limit the maximum amount of cover based on a number of factors, including the actual day to day costs incurred in running the business.

Of course, like all insurance, some exclusions, limits and conditions apply. Read the Westpac Protection Plans Product Disclosure Statement (PDF 579KB) to see if Business Overheads insurance is right for you.

  • Flexible levels of cover. You have the option to increase or decrease cover to ensure the policy continues to suit your needs
  • Your policy is guaranteed renewable (as long as premiums are met) and the monthly benefit automatically increased annually in line with any CPI changes, unless you request otherwise
  • Dedicated consultant can make any claims experience as easy as possible
  • Loyalty benefit if you hold a policy for 3 or more years
  • Worldwide cover – 24 hours a day

5% multi-policy discount applies if you‘re covered by more than one eligible Westpac Protection Plan policy.

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