Ca dept of disability insurance

Long-Term Disability (LTD) insurance is private insurance that helps people who can’t work because of a disability. If you have LTD insurance, it will replace some of the income you lose when you can’t work because of a disability.

Some people have LTD insurance from their employers. Others purchase it individually. For both types of policies, your medical history is important.

Each LTD policy will have different details about signing up for a plan and the benefit you will receive.

If you have LTD insurance and you are injured, contact your human resources manager or insurance agent as soon as possible. This early contact will make sure that you get help replacing some of your income as soon as possible.

Long-Term Disability (STD) Insurance is not a government benefit, and it is not connected to any public benefit program. It is private insurance coverage that you get through a private company.

To find out if you have LTD coverage through your employer, talk to your Human Resources person. To sign up for an individual policy, contact an insurance company or insurance agent.

Note: If you are looking for information about Social Security benefits for people with disabilities, see DB101's Social Security Disability Insurance (SSDI) article and DB101's Supplemental Security Income (SSI) article. If you want information about California's State Disability Insurance (SDI) program, see DB101's SDI article .

Related Posts

Ca health insurance penalty

According to the Affordable Care Act, if you do not get health insurance coverage, you will be...

Ca high risk pool health insurance

A government-administered health insurance program for people who cannot obtain insurance priv...

Ca insurance commissioner elected

This is the end of the preview. Sign up to access the rest of the document. Unf...

Ca state auto insurance laws

Here are some things you need to know about recent vehicle liability insurance changes: ...

Ca unemployment insurance phone number

Next Caller's Advanced Caller ID ® has the largest phone number database linking telephone nu...

Caa cancellation insurance travel

Whether you're traveling within Canada or abroad, you will feel reassured knowing that CAA Tra...

Caa car insurance niagara

Along the way in the past 10 years my wife and I realized we used CAA quite often. So we upgra...

Caa insurance sarnia ontario

Find out more about EVs here, including how much they cost to operate, what models are availab...

Caa travel insurance windsor ontario

We understand that an unforeseen medical emergency can lead to large, out-of-pocket expenses a...

Cab shield insurance dundee

YP - The Real Yellow Pages SM - helps you find the right local businesses to meet your specifi...

Cabinetmakers insurance

Need help finding a home remodeling contractor in your local area? We have a directory list of...

Cacchioli general insurance agency

Sylvan Kew Garage LLC, 8002 Kew Gardens Rd Xapt Garage, Jamaica, NY (5.78 miles) Phone (718) 2...