Camera and equipment insurance

Photography equipment is expensive, and regardless of whether we are amateurs or full-time professionals, losing your equipment to theft or damage could be catastrophic. A single event (be it theft, natural disaster, etc.) could completely devastate your business and leave you without means of income to recover the loss. Fortunately, DSLR Video Shooter has recently published a video and article aimed at helping those photographers who currently have uninsured equipment find a plan to protect themselves in case of such an event.

There is a dauntingly broad range of insurance and protection options available to fit your individual needs, be it a camera and a few lenses if you’re a hobbyist, or complete studio protection and liability insurance for full-time professionals. You may want to check out one of our previous articles "Insuring your Photo/Video Business - What to Consider” to get the ideas rolling about various considerations you may want to note while researching which insurance options are best for you. However, if you would like a quick and dirty view on several of the options available to you, DSLR Video Shooter does an excellent job at presenting four major options. The options discussed in the video are:

  1. Home Contents Policy (Around $10/Month)
  2. Protect Your Bubble ($3.99+/Month)
  3. Photographer Memberships (Around $300/Year)
  4. Insure My Equipment (Around $500/Year)

Each of these options comes with major advantages and disadvantages, and obviously vary greatly in price range. A full list of advantages and disadvantages for each of these options is available here. In addition to basic insurance plans, DSLR Shooter also provides a nice list of tips and resources to protect your equipment aside from purchasing an insurance policy.

We would love to hear about what insurance options you use. Let us know in the comments below what your insurance plan is and if you’re happy with it.

Philip Vukelich is a portrait photographer and photo assistant based in New York City developing a career in editorial and advertising photography.

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