Car insurance and the law uk

More restrictive car insurance rules have come into effect as the government seeks to clamp down on uninsured drivers.

From Monday, drivers will need to declare their car as being off the road if they want to avoid buying insurance.

Previously, offenders had to be caught in the act of driving without insurance to be prosecuted.

Registered drivers who are found to be uninsured will be sent a warning letter, followed by a £100 penalty.

If a car still remains uninsured, it can be clamped, or seized and destroyed, or the owner could be taken to court and given a fine of up to £1,000.

Enforcement action is expected to commence from mid-July.

Some 1.4 million vehicles in the UK do not have insurance, compared with 34 million that do.

The Department for Transport says that 23,000 people are injured and 160 killed each year by incidents involving uninsured drivers.

"Uninsured driving is a serious problem in this country," said Malcolm Tarling of the Association of British Insurers, noting that about 4% of drivers are not covered.

"Not only are they more likely to cause an accident, but they also push up cost of insurance, which all honest, law-abiding drivers have to pay," he told the BBC.

He warned that offenders who are caught under the new law will not only get a criminal record, but also have to pay more for their insurance in the future.

The Driver and Vehicle Licensing Agency (DVLA) will work with the Motor Insurers' Bureau to identify non-compliant drivers.

Any driver who is concerned about their insurance status can check online to see if they appear on the motor insurance database. which is used to identify offenders.

Drivers who wish to avoid paying for insurance must issue a statutory off-road notification to the DVLA, in the same way they do to avoid paying road tax.

Related Posts

Car insurance and weather warnings

September 11, 2014 By Nicole Markle https://blog.allstatetropical-we...

Car insurance armed forces discount

If you are part of our forces community, this website is for you! Serving personnel a...

Car insurance auburn hills mi

Meemic offers savings on a wide range of coverages for your car, home and more. Auto In...

Car insurance auto insurance & insurance quotes progressive

Progressive insurance is one of the larger insurance companies in the United States, and thank...

Car insurance bankruptcy

Contact moneysupermarketat Moneysupermarket House, St David's Park, Ewloe, Flintshire, CH5 3UZ...

Car insurance bardstown ky

While there's a serene quality to Kentucky's landscape, accentuated by rolling blue grass hill...

Car insurance based on chassis number

The car you drive affects the insurance premium you pay. In fact, when getting insurance quote...

Car insurance based on income

For those drivers with a low income. car insurance can be pa...

Car insurance bay st louis ms

All of the Insurance companies we represent provide a wide range of auto Insurance products a...

Car insurance bc vs alberta

You may think so, because it is what you are told predominantly. People tend to general...

Car insurance boardman ohio

The Agent Insurance Services in Boardman, Ohio, is a full service insurance agency offering au...

Car insurance box young drivers

Admiral LittleBox is aimed at lowering the cost of young drivers' insurance premiums and allow...