Car insurance for the over seventies

If you are traveling within the EU, for business or pleasure, one of the first things you should do is to get an EHIC card. This means that in European countries, you will effectively be treated in the same way as a member of the country you are visiting.

However, this does not eliminate the need for private travel health insurance - many European countries do not have health insurance as comprehensive as the NHS, so even with an EHIC card, you may need to contribute to the cost of your care. Indeed, some countries will ask you to pay upfront, whilst you are reimbursed via your EHIC card at a later date. Good private travel health insurance should prevent this need arising.

Travel insurance for pre-existing medical conditions

If you have pre-existing medical conditions to declare, we can compare travel insurance to include these on the policy.

We have developed a unique comparison tool which allows you to choose whether you'd like to include standard travel passengers with the specialist travel insurance, or insure them separately.

To get a quote for pre-existing medical condition travel insurance, follow the process above in the top right panel as normal and declare any conditions when prompted.

Our travel insurance price comparison tool should help you identify the best travel insurance quickly and easily. Just click "compare prices" and whether you're going to Europe, Australia or Worldwide and what type of trip it is and we'll return a list of the cheapest travel insurance policies matching your search.

We compare the best single and annual multi-trip deals alongside each other so you can see whether you could make a saving by taking out a different type of policy. We also provide travel insurance comparison for business trips, winter sports, families and couples, so tick the relevant box if any of these apply to you.

1. If you plan to take a single fortnight's holiday, don't get swayed into buying cover for a whole year.

If you do tend to travel more frequently compare the price of an annual cover (or multi-trip) policy against single trip quotations to work out the cheapest deal.

2. If you plan to travel in Europe, then only buy cover which includes that geographical area.

Buying Worldwide travel insurance which covers the US, Canada and the Caribbean usually costs much more.

3. Wintersports are often excluded from general travel insurance policies, or sold specifically as a bolt-on feature.

No two policies are the same, so it's essential you check the list of inclusions that relate to your skiing holiday and compare like with like to get the best deal.

The list of typical benefits which are covered under your travel insurance will include cancellation, curtailment and trip interruption; hospital treatment; medical evacuation and emergency medical assistance; personal liability; and legal expenses (although this might be a bolt-on).

Check the small print in relation to natural disasters such as volcanic ash eruptions or political unrest.

Sporting activities often end up in a policy's list of exclusions.

If you want to indulge in activities like para-gliding or bungee jumping, then check you're covered.

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